Neobanks are the way of the future, as these services focus more on offering you better customer support with all of the advantages of major banks. Of course, the main benefit to these more online service providers is that you also have the benefit of improved apps and online functionality. From spending control features to letting you make payments internationally, these services help you manage your money better while giving you better ways to spend it too. In this DZING review, I will go over how this banking-as-a-service offers features to ensure the best possible banking experience.
Use Effective Spending Control Methods
Possibly the most impressive benefit to using DZING is that the app offers you very effective spending control methods. You have immediate access to your transaction history, and can quickly check where you have made your payments. You can even choose a single account for a tighter control of your cash flow. There are also MCC restrictions that ensure you are only spending a specific amount of your funds. DZING offers even better control of your spending by letting you assign limits on spending for different cards, along with blocking different cards.
Of course, you can even use the application to unblock any card at any time. The app also gives you access to transactions histories of different cards, letting you check if all of your finances are in order. With all of these features at your disposal, you will be able to easily keep track of all of your spending through a single app.
Make Payments Internationally with Favorable Exchange Rates
Since DZING is a banking-as-a-service provider, it only makes sense that it would allow you to make international transactions as well. You can view the amount that you have in your account in USD, GBP, or EUR. You can also make overseas purchases using the application, and it will automatically convert the amount into the local currency using favorable exchange rates. Now you might be concerned about the possible tariffs or taxes that you might have to pay on these types of transactions.
Luckily, you will not have to worry about any hidden fees when you are making any transactions. Instead, before you accept the transaction, you will be informed of any tariffs or transaction fees that you will be paying. Therefore, you will not have to worry about possibly spending more than advertised when buying something overseas. DZING also allows you to make payments using their card or directly through the app.
Easily Make Payments by Connecting DZING to Google and Apple Pay
Despite the many advantages that DZING offers, it is likely that some vendors will not accept payments through it. Fortunately, you can still make certain payments by connecting DZING to your Apple Pay or Google Pay account, giving you complete control over how you make purchases. The best part is that transactions made through these third parties will still be included in your transaction history, and you can even find them in a separate section.
Along with connecting to other types of services like Google Pay and Apple Pay, you can even get physical or virtual cards to help you make transactions. The virtual card is very easy to set up, and you can choose from Core, Premium, and Elite cards. You will even be able to set spending limits on these cards, and you can choose when to block them.
Enjoy Frequent Updates to the App
Frequent updates for an app are essential to all good banking applications, as it shows there is a lively team behind the scenes working on improving the app. Updates come with a detailed list of all the changes that they are bringing, which you can easily check on release. Updates can include features as well, but they will often include very important fixes to stability and improved security measures. All of these combine to make sure that you have an excellent user experience, and never have to worry about the safety of your funds.
Updates also build on the already excellent security of DZING, as the tier 1 PCI DSS certification ensures that all of your transactions will be completely safe, especially during transit.
Final Thoughts DZING is a neobank that focuses on ensuring that you get the most out of your banking experience. From a wide selection of cards and payment options to safety features that meet the industry standard, suffice it to say that you are getting the complete banking experience with DZING. You will also be able to connect your DZING account with Apple Pay and Google Pay, ensuring that you can make payments wherever you go. Finally, you can even take advantage of their improved security features, which ensure that you will not have to worry about hackers getting access to your information or your funds.